Browsing and use of this website, owned and operated by Psagot Investment House and its subsidiaries, as may exist from time to time (hereinafter: “Psagot”), including the various services provided on and/or through it (hereinafter: “the Website”), are subject to the terms and conditions set forth below. Any use of the Website by any person seeking to obtain services through it (hereinafter: “the User”) constitutes acceptance of these terms and conditions and an undertaking to comply with them.
The User’s login credentials, used for registration and access to the personal area of the Website, are for the User’s personal use only and may not be transferred to any third party without Psagot’s prior written consent. The User undertakes to take all reasonable measures to maintain the confidentiality of their access credentials, including refraining from storing them on their personal computer or in any manner that does not constitute a reasonable means of protecting their confidentiality. The User agrees to bear all damages resulting from the use of such credentials by any unauthorized party.
The information provided on this Website shall not be considered as investment and/or tax advice or marketing, nor as a substitute for personal and specific consultation tailored to an individual’s unique circumstances for the purpose of acquiring, performing, or refraining from any investment, action, or transaction. No content on the Website constitutes a recommendation or opinion regarding the viability of any financial product or service.
Entities within the Psagot Group may hold, for themselves or on behalf of others, securities or financial instruments related to entities mentioned on this Website. They may also engage in transactions involving such securities or instruments.
Psagot may, at its sole discretion, publish articles, videos, blog posts, or other content (hereinafter: “Publications”) which may include commentary or criticism regarding events, products, or services, reflecting the opinions of the contributors.
Psagot may also publish financial calculators or tools for convenience and support only. These calculators may not include all relevant parameters for final calculations and should not be considered professional advice or relied upon in isolation from personalized consultation.
Use of the Website and its contents is at the sole risk and responsibility of the User. While Psagot strives to provide reliable and accurate information, it makes no representations regarding the accuracy, completeness, or timeliness of the content or its suitability for any particular purpose. Psagot Group companies, their shareholders, representatives, employees, and officers shall not be liable for any loss or damage, direct or indirect, arising from the information displayed on the Website, its omission, site downtime, or third-party actions in connection with the Website’s creation or operation.
The information on the Website is correct as of the date it was written, as specified therein. Psagot is not obligated to update the content, and the information may not reflect the most recent developments. In the event of discrepancies between the Website and Psagot’s official records or publications, the latter shall prevail.
Despite efforts to maintain accuracy, errors, omissions, or interruptions may occur. Psagot implements extensive information security measures, but given the nature of internet usage, absolute protection cannot be guaranteed. Psagot and its data providers shall not be liable for any damages or losses resulting from reliance on Website information.
Some data on the Website originates from third-party sources, including other websites. This information is provided “as is” and may change over time. Psagot shall not be liable for any resulting damages.
The Website may enable software downloads. Such downloads are at the User’s sole risk. Psagot and the software vendors are not responsible for any harm caused by downloaded programs, including viruses. Use of such software is subject to its applicable license terms.
The Website may include links to third-party websites. Psagot has no control over such links and cannot guarantee their functionality. Inclusion of links does not imply endorsement of the content, operators, products, or services of those sites. Psagot shall not be liable for any content or reliance thereon.
Users may be allowed to post content or messages on the Website. Psagot does not bear responsibility for user-generated content and reserves the right to remove or edit posts that, in its sole discretion, violate its policies or are inappropriate.
Psagot may use software to monitor User activity on the Website in order to optimize service delivery. This includes the use of cookies to ensure continuous and proper site operation, user preference customization, statistical analysis, and information security purposes.
Information submitted by Users may be stored in Psagot’s databases and used for future service decisions. By submitting information, the User consents, subject to applicable law (including the Protection of Privacy Law, 1981), to Psagot sharing such information with third parties as needed to provide services efficiently.
All intellectual property rights in the Website are the exclusive property of Psagot. Unless explicitly permitted under fair use laws or with prior written consent, no content from the Website may be copied, transmitted, altered, distributed, publicly performed, or commercially used.
All Psagot trademarks, registered or unregistered, are the exclusive property of Psagot and may not be used without prior written permission. Third-party trademarks or advertisements are also the property of their respective owners and must not be used without consent.
Psagot reserves the right to modify these Terms of Use at any time, without prior notice. Changes will take effect upon publication on the Website or by any other means, whichever occurs first. Users shall have no claims arising from such changes or any errors related thereto.
These terms do not derogate from any other agreement between the User and Psagot.
Israeli law shall govern any use of the Website, and exclusive jurisdiction shall reside with the competent courts in Tel Aviv–Jaffa.
Services offered on this Website are not intended for use in jurisdictions where such use is not permitted by law.